Privacy Policy
Who We Are
Elite Auto Finance (eliteautofinance.ca) (referred to as “we”, “us” or “our” in this policy) is committed to maintain the security, confidentiality and privacy of information collected from clients through this website. The purpose of this policy is to tell you what personal information we collect about you, how we use it, whether we disclose it to anybody else, how long we keep it, and how you can request access to your personal information or obtain more information about our policies.
Personal Information We Collect
“Personal Information” means the information you provide to us through this website that is not publicly available. Your name, business title, business address, business e-mail address, business telephone number or business facsimile number are excluded. Your home address and telephone number are also excluded if these are published in a telephone or other third-party directory.
When you complete the application we collect the following personal information:
– Information about your driving habits (such as preferred type, make and model of vehicle)
– E-mail address
– Address and telephone number including the time lived at your current address
– Date of birth
– Financial information about you including your vehicle budget, housing status, expenses and income
– Details of your employment including position, employer and length of employment
Other Information We Collect
We log the activity of visitors on this website and may use “cookies” to gather statistical and demographic data for security, technical and marketing purposes.
Cookies
when you fill out the application form on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Consent to Obtain Use and Share your Information
By submitting your Personal Information on the application, you acknowledge and consent to the collection, use, and/or disclosure of your Personal Information as set out in this Privacy Policy. If you do not consent to our collection, use, and/or disclosure of your Personal Information in accordance with this Privacy Policy do not submit your Personal Information to us. Please note that in the event that you do not provide your Personal Information as contemplated by the application, we may be unable to complete your request for assistance.
You acknowledge and agree that Providers to which we have disclosed your personal information in accordance with this Privacy Policy, may request a credit report for any legitimate purpose associated with your application [for credit, extending credit, modifying the terms of your credit agreement, or collection on your account].
Sharing Information
We may transfer and/or otherwise disclose this Personal Information to automotive dealers, finance companies or other organizations or individuals which may be able to assist you in purchasing a new or used vehicle or assist in servicing your particular request (herein referred to individually as “Provider” and collectively as “Providers”). The Providers to whom we disclose your information may conduct searches in relation to this Personal Information and/or other information. By providing us with your Personal Information, you consent to its disclosure and/or transfer to one or more Providers, any or all of which may conduct independent searches in relation to your Personal Information and any or all of whom may share that information with other lenders or finance companies in order to fulfill your request and/or process your application. The Provider may contact you in the future for additional information. Providers are expected to use reasonable protection measures and to refrain from further disclosing your Personal Information without your consent, except as provided in this Privacy Policy.
We may also transfer your data to third-party service providers who may process and store your data. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Specifically we use Mailchimp to manage our email responses and send emails to you. We also use Google, Inc. to manage our domain email services.
Information Collected By Third Parties Associated With Us
We may use interest-based advertising services (sometimes called “re-marketing” or “re-targeting”) provided by third party vendors (such as Google and Facebook) to display advertisements on third party websites and social media websites or apps visited by users of this website. These third party advertising vendors may use cookies, pixels, tokens and/or other unique identifiers to display ads based on a device’s past access to this website.
We use Google Analytics, a web analytics service provided by Google, Inc. Google Analytics makes use of “cookies” to gather data on how this website is used and compiles reports that help us analyze and improve our website.
We use Google Maps to display embedded maps of addresses entered on our website and the Google geocoding service to help validate entered addresses when necessary.
Links to Third Party Websites
This website may contain links to third party websites and is not responsible for the contents of those websites or their privacy practices.
Securing Your Information
While everyone’s interest rate is depending on their personal credit, the easiest explanation is that Elite Auto Finance will help secure your financing at the best possible interest and finance rate possible. In many cases, this will be better than conventional rates and will help rebuild your credit as you secure an auto loan. Everyone’s case is different and your finance rate will depend on your individual situation.
What if I’ve been turned down by my personal bank?
We have several steps to help you if you have been turned down by your personal bank for a loan. Do not re-apply for a loan. Each time that an individual applies for credit, the lender will pull your credit file. After being turned down or denied a loan request, it is best to not re-apply to avoid multiple credit files being pulled in a short time span. What next? Every individual’s situation is different, we recommend contacting your Elite Auto Finance team to speak with our financial advisers. We can assist with your unique situation and advise you on
Can I select the vehicle I want?
The simple answer is, yes. At Elite Auto Finance, we work with your credit history and your approval from our lenders. However, our main focus is to help you rebuild your credit. This may result in our step-stone process. Our first step is securing financing on a reliable, budget friendly vehicle. After 12 to 18 months of regular payments, the next step is to get you approved at a much lower interest rate. This gives you significantly more buying power in selecting from a wider range of vehicles. Our step-stone process has worked for a majority of our clients, who have been able to rebuild their credit and drive the vehicle they want.
How Does Elite Auto Finance Process Work?
We try to make things as simple as possible and as such, our process is very straightforward. We take some basic information from you, so we know what type of vehicle you’re looking for and what type of payment fits your monthly budget. From there Elite Auto Finance team goes to work to find you a vehicle from our inventory that fits your parameters. Our team will guide you through the process, answering any questions you have along the way.
What Information Do You Need?
We don’t need much information to get the process started. Fill out the form on this page with your contact details and our team will be in touch to discuss vehicle options. Once we know what type of vehicle you are looking for, we can begin the process of putting together your vehicle loan and we can often have customers approved within 24 hours or less.
Questions
If you have questions relating to this Privacy Policy or about the collection, use and disclosure of your Personal Information, please contact us at: info@eliteautofinance.ca